ACTUARY AI UNDERWRITING

Process Medical Underwriting in Under 1 Second.

END THE 45-DAY WAITING PERIOD.

Manual medical underwriting takes weeks and costs thousands. Our AI instantly reviews medical records to provide accurate, reliable risk assessments in real-time.

Handshake Required: Verify Pilot access in 'Pilot Access' section below.

The $600B Invisible Tax.

Every day a life insurance application sits on a desk, the industry loses money. This 45-day delay adds up to a $600 Billion invisible tax on global insurance, slowing down growth for everyone.

Locked Revenue

Billions in potential premiums are stuck in the waiting room due to slow risk assessment.

The Manual Bottleneck

Underwriters are forced to read hundreds of pages of medical history by hand for every single file.

The Infrastructure Delta

LEGACY45 DAYS
Manual Underwriting in progress...
ACTUARY AI0.4 SECONDS
Medical Review Complete. Policy Decision Ready.
// ACTUARY V2 ENGINE

How Actuary AI Works (0.4s).

Actuary AI reads and understands complex medical records just like a human underwriter, but in just 0.4 seconds. It cross-references applicant health data against your specific insurance guidelines to produce an accurate risk score instantly.

Instant File Reading

Our system instantly reads and organizes hundreds of pages of messy medical history, lab results, and doctor notes into a clear summary.

Automated Risk Scoring

The AI automatically flags high-risk conditions, missing information, and critical health events based on your exact underwriting manual.

Secure & Compliant

Built specifically for healthcare data. All applicant medical information is processed securely, ensuring full HIPAA compliance and data privacy.

TRUST & AUDITABILITY

Institutional-Grade Auditability & Compliance.

Every automated risk score is backed by a verifiable clinical audit trail. We ensure your underwriting remains accurate, compliant, and fully transparent for regulators and reinsurers.

Regulatory Alignment (NAIC & ISO 42001)

Built to follow the latest 2026 US insurance rules (NAIC) and global AI safety standards (ISO 42001).

Compliance (HIPAA/HITRUST)

Secure, HITRUST-level infrastructure ensuring all patient data is handled with the highest level of security.

AI Reliability (No 'Model Drift')

We constantly monitor our AI to ensure it stays as accurate and fair as the day it was first launched.

Institutional Trust (SOC 2 Type II)

Our security and privacy practices are third-party verified and trusted by the world's largest insurance carriers.

Observation Matched
Risk Factor Identified: §4.2 | 0.4s Verification
SOURCE: Epic FHIR Patient Record (Page 14)
CODE: [ICD-10-CM I10] Essential (primary) hypertension
VERIFYING COMPLIANCE ... NAIC BULLETIN ALIGNED
SYSTEM STATUS: INSTITUTIONAL_READY
MGA Pilot Partnerships

Engineering the Future of Underwriting.

Actuary AI is currently in private pilot with select US MGAs. Our mission is simple: eliminate the 45-day medical underwriting bottleneck and provide instant, accurate policy decisions.
Join our waiting list for the next phase of the pilot program.

ACTIVE PARTNERS

Already an Active MGA Pilot?

Access the real-time deterministic underwriting terminal. Enter your Pilot Key below to unlock the secure 0.4s Handshake.